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"GB&T had multiple reviews and projects for customer oriented technology solutions over the years. With Journey’s analytics service, I2A, that process came to an end as we now have customer based analytics with integrated profitability customized to fit our bank. Journey’s profitability matches our customer’s direct income and expenses and balances to the income statement. We now see monetized opportunities within our customer base. I2A’s aggregation of our wealth management and eCommerce expands both our customer view and the associated opportunities. We trust the data and make decisions based on it! In addition, Journey has streamlined our management reporting process. We went from spending days to a simple click of the mouse, with a key improvement regarding fraud exception reporting. Finally, Journey solutions include a service model allowing us to leverage their extensive core banking technical expertise as we often call Journey to brainstorm challenges and potential solutions. We now have an analytics advantage over our competition including regional/national banks.”


Guaranty Bank & Trust uses the following services from Journey:

Insight 2 Action (I2A)

  • Analytics & Modeling
  • Profitability
  • Attrition
  • Opportunities

Journey Services

  • Access to Journey support
  • Annual supply of hours for bank requested changes

Board & Management Reporting (BMR)

  • Automates board and daily management reporting
  • Management Scorecard
  • Trends data
  • Data exceptions

Data Aggregation

  • eCommerce
  • Trust
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     Danny Muskrat     Executive Vice President & CTO     Guaranty Bank & Trust     Mt Pleasant, TX     Assets $1.5B

Danny Muskrat

Executive Vice President & CTO

Guaranty Bank & Trust

Mt Pleasant, TX

Assets $1.5B